Supplemental Security Insurance

Supplemental Security Insurance

The leading Fort Lauderdale SSI lawyers at Anidjar & Levine are dedicated to helping elderly and disabled applicants with limited income obtain supplemental security insurance. We have helped many individuals throughout Florida recover the benefits they need.

The Social Security Act provides a program that dispenses financial support to those who cannot perform gainful labor. Approximately one out of every six Americans today collects Social Security benefits. In Florida, one-fifth of the population, or three million people, receive Social Security; half of them are retirees. Social Security provides a financial “safety net” for eligible recipients who can no longer work. These include:

  • Retirees
  • Elderly workers
  • Disabled workers
  • Dependents of recipients and survivors
  • Widows, widowers, or children of eligible recipients

The Social Security Administration (SSA) administers two programs that provide financial benefits to disabled workers: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both programs require the same evidence of medical conditions or disabling impairments that would entitle workers to benefits. Medical records, patient history, and other evidence are all critical to showing continuing treatment for a condition that prevents the claimant from working. The process to determine eligibility for SSDI and SSI is the same. Some of the factors the SSA and judges consider in determining disability include:

  • Current employment and earnings
  • Severity of condition or impairment
  • Ability to perform the same work as before
  • Impairment’s interference with work-related activities

Unlike SSDI, which requires that “insured” employees earn enough work “credits” to qualify for benefits, SSI benefits are available even if you have never worked or paid taxes. SSI is based on need rather than employment history. The SSI program provides financial support, in monthly payments, to eligible recipients with limited income and resources. SSI is only available to low-income persons who are 65 or older, blind, or disabled and have a monthly income of less than $478. Recipients must also be U.S. citizens or meet certain eligibility criteria for non-citizens.

The amount of SSI benefits is calculated by subtracting your monthly income from $478. Thus, eligible applicants with an income of $378 would receive the difference between $478 and $378 or $100. To determine an applicant’s income, the SSA considers a variety of factors, including:

  • Earnings
  • Social Security benefits
  • Payments from pensions
  • Items owned by the individual
  • Noncash items like food, clothing, shelter

Some things are exempt from SSA consideration like a person’s home, personal property worth less than $2,000, one car, income tax refunds, and the first $20 of income earned in a month. SSI recipients are also eligible for food stamps and Medicaid.

If you have limited resources and can no longer work due to age, blindness, or disability, call the experienced Fort Lauderdale SSI attorneys of Anidjar & Levine today. We can significantly speed up the process and help you cut through the red tape. Our attorneys have successfully represented numerous SSI applicants and can vastly increase your chances of receiving the payments you deserve. We provide the highest quality legal representation to retirees, disabled workers, and accident victims in all areas of Florida. Call (800) 747-FREE for a free consultation or contact us online.