Hiring a Bankruptcy Attorney
An important step in any bankruptcy is finding the right attorney to represent you. The decision can affect not just your immediate situation but also your long-term financial goals. At Anidjar & Levine, we offer experienced and capable representation in these matters. Our bankruptcy attorneys can guide you through every phase of a Chapter 7 or Chapter 13 filing in the Hollywood area. If you are overwhelmed by debt, we can assess your case and help you decide what may be the right decision for you.Finding Legal Guidance for Resolving Your Financial Difficulties
Whether to hire a lawyer, and which to choose, is a process essential to any bankruptcy matter. Some debtors decide to file without an attorney. However, the bankruptcy process and the applicable laws are complex and nuanced. Even a seemingly simple case can benefit from the advice of an experienced attorney who can discuss the pros and cons of the available options, your eligibility for them, and the long-term impact that they can have on your finances.
A legal professional can also help you assert your rights with creditors after you file for bankruptcy. For example, a collector may continue to harass you for payments on a debt even though the debt is subject to an automatic stay. An attorney can help you deal with these issues.
A creditor or a trustee may file an adversary proceeding, or a lawsuit that is part of the bankruptcy process. You may also want to use this option to get the greatest benefit out of your bankruptcy, such as if you want to strip the lien off a junior mortgage. An attorney can represent your rights and interests if you are part of an adversary proceeding.
By making an informed choice when hiring legal counsel, you can have the representation you need to face whatever challenges may arise in your bankruptcy. When interviewing attorneys, you should consider their substantive work in this complex area of law. Some factors to consider include:
- Experience handling Chapter 7 and Chapter 13 bankruptcies;
- Experience representing clients in contentious matters, such as adversary proceedings;
- Knowledge of Florida exemptions;
- How long they have practiced in South Florida; and
- Whether they can give you advice specific to your circumstances and goals.
Client service is important. A professional and attentive attorney will be accessible and receptive to your questions. You should also feel comfortable with the support staff of the law firm that you choose. Although bankruptcy can be a stressful prospect, a solid advocate can alleviate some of that anxiety. Most bankruptcy attorneys will not charge an initial consultation fee. At the first meeting, however, it is important to understand how much you will need to pay and how you will pay the fees. The amount an attorney will charge typically depends on:
- Whether you are filing for Chapter 7 or Chapter 13 bankruptcy;
- The complexity of your case;
- Whether you need representation at adversary proceedings;
- Your income; and
- The attorney’s level of experience.
In addition to attorney fees, there are also filing costs associated with bankruptcy. You may need to pay your attorney at the outset of a Chapter 7 filing, but the expenses for a Chapter 13 filing can be handled as part of your debt repayment plan.Representing Fort Lauderdale Residents in Bankruptcy Proceedings
The bankruptcy lawyers at Anidjar & Levine provide diligent representation for clients near Fort Lauderdale and other South Florida cities. We have helped numerous individuals file for Chapter 7 or Chapter 13. Our attorneys will review your finances and assess whether you can meet your goals through bankruptcy. We provide knowledgeable and client-focused representation at every stage of this process. If you are considering bankruptcy, call us at (800) 747-FREE for an initial and confidential consultation at no cost. You can also reach us via our online form.