The bodily injury lawyers at Anidjar & Levine are committed to defending your best interests in the event of an accident. We have successfully defended numerous drivers who were at fault for an accident causing bodily injury. Our firm provides the highest quality legal representation to drivers in all areas of Florida.
Accidents happen. When you or someone driving your car is involved in an accident causing bodily harm, the injured party’s medical bills can be immense. Few of us can afford to pay thousands of dollars for our own medical treatment, much less those of others. Yet we are liable for an amount in damages well beyond our means. That is why state law requires drivers to carry some form of auto insurance: to protect against liability for property damage or bodily injury in case of a crash. Bodily injury coverage is especially important when you cause an accident resulting in harm to another person.
Bodily injury liability insurance protects you against claims brought by others who suffer injury or death as a result of your negligence. Even if you do not believe you are at fault for an accident, you may still be responsible for costs related to the other party’s injury. These can include damages for medical bills, lost income, and pain and suffering. They may also include compensation for permanent injury, loss of consortium, and out of pocket expenses such as travel costs for medical care. If your insurance policy includes bodily injury coverage, you will not have to pay for these costs by yourself.
Bodily injury liability does not cover your own bodily injury or those of the people named in your policy. Rather, it pays for the other party’s serious injury or death when you or a named insured causes an accident. Your insurance company will pay for the other party’s injuries up to the limits of your policy and provide legal representation to defend you if the injured party sues. If you have family members named in your policy, the insurance company will pay for injuries caused by them, even if they were driving somebody else’s vehicle. Bodily injury coverage also protects others who operate your vehicle with your permission. Because it protects you and your family in accidents for which you are responsible, bodily injury coverage is very useful to have.
Florida does not require bodily injury liability coverage, but most other states do. At a minimum, Florida law requires that any person at fault in a crash resulting in bodily injury to others have “full liability insurance coverage.” This includes a minimum limit of $10,000 for bodily injury liability per person or$20,000 per crash. But because the costs associated with bodily injury are so high, this is seldom enough. Bodily injury coverage ensures that your insurance company pays the maximum amount, up to the policy limit, so you will not be stuck with the costs. Depending on your coverage, the policy could cover up to $50,000 per person and $100,000 per accident.
If you were involved in an accident causing bodily injury to another, the experienced bodily injury attorneys at Anidjar & Levine can help. We are dedicated to helping Florida residents get back on their feet after a crash. Our knowledgeable attorneys have extensive experience dealing with claims adjusters and providing legal defense for drivers that get sued. We will defend your rights and advocate for your interests at every step. Our firm can even review your insurance policy for free and recommend any important coverage you should consider adding. At Anidjar & Levine, we know that being involved in an accident is traumatic and are dedicated to helping you achieve the best outcome possible in your case. Call our office at 800-747-3733 for a free consultation or contact us online.